Dear Horace Mann Advisor,
If you have not viewed the next of twelve Retirement Conference On-Demand for Horace Mann webinars on “No Portfolio is an Island”, please do so in the next two weeks.
Gain insight into how important it is that we help our clients prepare financially for retirement by considering their total wealth, and not only their investable assets.
Financial assets, such as stocks and bonds, are only one component of an investor’s total economic worth.
Other assets, such as human capital, real estate, and pensions often represent a significant portion of an investor’s total wealth, but are commonly ignored when building portfolios.
David Blanchett, head of retirement research for PGIM DC Solutions (formerly head of retirement research at Morningstar Investment Management), explores various frameworks to design more efficient portfolios from a total wealth perspective in this presentation. Topics discussed include the relevance of human capital, optimal endowment allocations given donation risk, the impact of liabilities on optimal portfolios, efficient income investing, taxes, and optimal portfolios for different investing durations.
PLEASE NOTE: This video is 58 minutes, so please allow enough time to watch it from start to finish. The system allows fast forwarding, rewinding, pausing, and stopping. You may watch it as often as you like!
To access this webinar:
1. Log in to your membership portal:
https://retirement-resource-center.net/login/
Username: your email address or user name you entered when registering
Password: your password you entered when registering
Your Next Monthly Webinar
Look for a reminder email on the next webinar in the Retirement Conference On-Demand for Horace Mann Series on “Guaranteed Income: The Forgotten Household Asset”.
Guaranteed income is the largest financial asset for most retirees, yet it’s role in a financial plan is generally quite minor, treated simply as a cash flow that can be used to fund the retirement liability.
Explore why financial planners need to consider guaranteed income more fully, since doing can have significant implications on optimal investing and spending strategies.
Topics about guaranteed income discussed include: its role on the balance sheet, its impact on portfolios, how it effects optimal spending strategies, and why it’s worth more than other assets, especially today.
Questions? Please email us at customerservice@retirement-resource-center.com or call Kathy Snell at 586.677.7900, between 9 am – 3 pm ET. We are happy to help you increase the retirement security of your clients!
Best regards,
Betty Meredith, CFA, CFP®, CRC®
and the Retirement Resource Center Team