Dear Horace Mann Advisor,
We are pleased to introduce you to the next of twelve Retirement Conference On-Demand for Horace Mann webinars on “Guaranteed Income: The Forgotten Household Asset”.
Guaranteed income is the largest financial asset for most retirees, yet it’s role in a financial plan is generally quite minor, treated simply as a cash flow that can be used to fund the retirement liability.
Explore why financial planners need to consider guaranteed income more fully, since doing can have significant implications on optimal investing and spending strategies.
Topics about guaranteed income discussed include: its role on the balance sheet, its impact on portfolios, how it effects optimal spending strategies, and why it’s worth more than other assets, especially today.
PLEASE NOTE: This video is 59 minutes, so please allow enough time to watch it from start to finish. The system allows fast forwarding, rewinding, pausing, and stopping. You may watch it as often as you like!
To access this webinar:
1. Log in to your membership portal:
https://retirement-resource-center.net/login/
Username: your email address or user name you entered when registering
Password: your password you entered when registering
Your Next Monthly Webinar
Look for a reminder email on the next webinar in the Retirement Conference On-Demand for Horace Mann Series on “Determining Your Client’s Retirement Income Style”.
As the baby boomers reach retirement, advisors must solve new problems for clients who aim to sustain their lifestyle over an unknown horizon. Multiple retirement income strategies have emerged, and it is hard for retirees to identify which strategies match their personal style.
This presentation is based on research that identifies and validates a set of scorable retirement income factors to define preferences for an overall retirement income style. It describes a workable retirement model by showing how the factors connect to four main retirement income strategies: systematic withdrawals with total return investing, risk wrap with deferred annuities, protected income with immediate annuities, and time segmentation. Approaching retirement income agnostically and matching retirement income strategies based on an individual’s personal retirement income style may lead to improved outcomes for retirees.
Questions? Please email us at customerservice@retirement-resource-center.com or call Kathy Snell at 847.686.0440 ext. 105, between 9 am – 3 pm ET. We are happy to help you increase the retirement security of your clients!
Best regards,
Betty Meredith, CFA, CFP®, CRC®
and the Retirement Resource Center Team