Dear Horace Mann Advisor,
We are pleased to introduce you to the first of twelve Retirement Conference On-Demand for Horace Mann webinars on “Estimating the True Cost of Retirement”.
Retirement is the most expensive “purchase” faced by most individuals.
To properly forecast the value of assets during retirement, it is important to consider several other variables when estimating a person’s total retirement liability, such as their optimal replacement rate, their forecasted retirement period, and what it truly means to fail (or succeed).
Retirement professionals need to have a framework for understanding and projecting retirement costs for each client, and a process for better estimating the true cost of retirement.
PLEASE NOTE: This video is 54 minutes, so please allow enough time to watch it from start to finish. The system allows fast-forwarding, rewinding, pausing, and stopping. You may watch it as often as you like!
To access this webinar:
1. Log in to your membership portal:
https://retirement-resource-center.net/login/
Username: your email address or user name you entered when registering
Password: your password you entered when registering
Your Next Monthly Webinar
Look for an announcement email on the next webinar in the Retirement Conference On-Demand for Horace Mann Series on “No Portfolio is an Island”.
Gain insight into how important it is that we help our clients prepare financially for retirement by considering their total wealth, and not only their investable assets.
Financial assets, such as stocks and bonds, are only one component of an investor’s total economic worth.
Other assets, such as human capital, real estate, and pensions often represent a significant portion of an investor’s total wealth, but are commonly ignored when building portfolios.
David Blanchett, head of retirement research for PGIM DC Solutions (formerly head of retirement research at Morningstar Investment Management), explores various frameworks to design more efficient portfolios from a total wealth perspective in this presentation. Topics discussed include the relevance of human capital, optimal endowment allocations given donation risk, the impact of liabilities on optimal portfolios, efficient income investing, taxes, and optimal portfolios for different investing durations.
Questions? Please email us at customerservice@retirement-resource-center.com or call Kathy Snell at 586.677.7900, between 9 am – 3 pm ET. We are happy to help you increase the retirement security of your clients!
Best regards,
Betty Meredith, CFA, CFP®, CRC®
and the Retirement Resource Center Team